Secured Personal Loan

Individual Applicant
Eligibility
  • Aged 21 years and above
  • Singapore Citizen or Permanent Resident
  • Provision of collateral to secure the loan is required
  • Provision of Surety is required
Required Documents
For salaried employees :
  • Copy of NRIC (front and back)
  • Last 2 years’ Income Tax Notice of Assessment
  • Last 12 months’ CPF contribution history
  • Copy of Credit Report
For commission based employees :
  • Copy of NRIC (front and back)
  • Last 12 months’ CPF contribution history
  • Last 2 years Income Tax Notice of Assessment
  • Copy of Credit Report
For self-employed :
  • Copy of NRIC (front and back)
  • Last 2 years’ Income Tax Notice of Assessment
  • Must be in business for a minimum of 2 years
  • Copy of Credit Report
IMPORTANT INFORMATION
  • Please ensure clear copies of the required documents are submitted. Forms not accompanied with the required documents or with incomplete information will cause a delay in processing.
  • By submitting the application form and providing your personal data, you agree to the terms of the Declaration by Applicant and Surety and also consent to VM Credit Pte Ltd contacting you on the application status and to market our products and services to you.
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